Effective Date: January 5, 2026 | Version: 1.0

Website Terms of Use

1. Introduction

Welcome to Neuvantage Business Services Limited ("we", "our", or "us"). By accessing or using our website (the "Site"), you agree to be bound by these Terms of Use.

We are a specialised Management Accounting practice, regulated by the Chartered Institute of Management Accountants (CIMA). These terms govern your access to our digital platform, including our online diagnostic tools and informational content.

2. Intellectual Property Rights

The content on this Site is the intellectual property of Neuvantage Business Services Limited or our licensors. This includes, but is not limited to:

• The Neuvantage PROFIT-ABILITY Framework™ and methodology.
• The DAILY Certification™ concepts.
• The Fuel Efficiency Calculator and Dynamic Liquidity Model logic and design.
• All text, graphics, "Financial Cockpit" visualisations, and code.

Permitted Use: You may view, download, and print pages from the Site for your own personal or internal business use.

Prohibited Use: You must not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site (including our diagnostic logic) without express written permission. You must not use our trademarks or trade dress in connection with any product or service that is not ours.

3. Disclaimer: Information vs. Advice

Important: The content on this Site is provided for general information purposes only.

• Not Professional Advice: While we are CIMA Members in Practice, the information provided on this Site (including blog posts, guides, and calculator outputs) does not constitute professional management accounting, financial, or tax advice.
• No Client Relationship: Using this Site or our free tools does not create a client-relationship. A professional relationship is only formed once a formal Letter of Engagement is signed and our Anti-Money Laundering (AML) checks are completed.
• No Tax Advice: We expressly disclaim any liability for tax decisions made based on website content. We do not offer specific tax advice or VAT rulings via this Site.

4. Interactive Tools & Calculators

Our Site may feature interactive tools, such as the PROFIT Diagnostic or ROI Calculators.

• Estimates Only: These tools provide indicative estimates based on the data you input (e.g., turnover, margin). They are simulations designed to highlight potential "Operational Waste" and are not guarantees of future financial performance.
• The 3:1 Guarantee: Our "3:1 ROI Guarantee" applies exclusively to our paid Neuvantage PROFIT-ABILITY Framework™ engagements and is subject to the terms of a specific commercial contract. It does not apply to the general use of free website tools.

5. Data Protection and Privacy

Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to the processing of your data as described therein, including the collection of inputs for our diagnostic tools.

6. User Conduct

You agree not to:

• Use the Site for any unlawful purpose or in a way that breaches strict CIMA ethical standards.
• Attempt to reverse-engineer our pricing engines or diagnostic algorithms.
• Introduce viruses, trojans, or other material that is malicious or technologically harmful to our "Tech Stack".

7. Third-Party Links ("Trusted Partners")

This Site may contain links to third-party websites, including our "Trusted Partners" for payroll or compliance services. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Limitation of Liability

To the extent permitted by law, Neuvantage Business Services Limited excludes all conditions, warranties, representations, or other terms which may apply to our Site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• Use of, or inability to use, our Site.
• Use of or reliance on any content displayed on our Site.

Specifically: We will not be liable for loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; or loss of business opportunity, goodwill, or reputation.

9. Governing Law

These Terms of Use, their subject matter, and their formation are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction.